Group (Employee) Plans

Are you a small business?

Having a company benefits plan is a great way to look after your employees and yourself.

  • Attracts top quality employees.
  • Improves health, wellness and productivity
  • Retains personnel – because people quit jobs that have no benefits!
  • Reduces sick days
  • Improves employee loyalty  to the company
  • Improves overall health and mental health especially = staff resiliency
  • Encourages part-time staff to go full-time
  • Also covers employees’ families, making the company family friendly! Happy families = happier employees!
  • Tax efficient
  • The bigger the pool of participants, the lower the premium cost, the better the value!

Group (Employee) Benefits for Small Business, also known as Group Insurance Plans, are insurance coverages put in place by Employers for their Employees or another similar group.  The idea is that a larger group of persons can pool their risk and therefore offer a more affordable insurance coverage.  This can include Extended Health and Dental, short term and long-term Disability insurances, as well as, accident, life and even travel insurance.

Most workers prefer Employers who offer Group Benefits, that this can be a deciding whether to accept a job offer—even over a pay raise. Why? Because this not only benefits workers, but their families. Business owners, particularly small enterprises, can take advantage of this tax friendly business investment—yes, INVESTMENT—as investing in your labour force is what makes your business great.

Solopreneur? Only two of you? Don’t worry, there is a plan for everyone. We can design a plan that is right for you.

Complete list of benefits available:

  • Life Insurance
  • Accidental Death & Dismemberment (AD&D)
  • Life Insurance for dependents
  • Critical Illness
  • Long or Short Term Disability
  • Extended Health
  • Dental Insurance
  • Travel Insurance

In addition:

  • Health Care Spending & Wellness Accounts
  • Executive Disability Top-Up
  • Customized Flexible Benefits Plans
  • Wellness Services

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